Lenders in India are pioneering new approaches to credit assessment by combining traditional bureau data with live transaction insights, paving the way for faster, fairer lending for underbanked populations. Traditional credit scoring is under pressure as lenders look for faster, fairer and more accurate ways to assess borrowers who do not fit neatly into legacy bureau models. For years, banks have leaned on repayment histories, outstanding liabilities and other backward-looking markers. That approach still matters, but it leaves major gaps, particularly for people and businesses with limited credit files, according to material from Creative News, Emagia and Credolab. The result…
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Disruption of the Strait of Hormuz extends beyond regional tensions, threatening to destabilise global economies by impacting oil, fertiliser, and food supplies, prompting urgent calls for navigational rights and resilience measures. The Strait of Hormuz has become far more than a regional flashpoint. In a matter of weeks, restrictions on…
Prolonged regional tensions and disruptions in the Strait of Hormuz are pushing up project costs and tightening lending conditions, with smaller UAE property firms most vulnerable amid growing geopolitical uncertainties, according to Fitch Ratings. A prolonged conflict involving Iran could tighten liquidity for property developers in the UAE, with smaller…
Many insurers aim to embed AI into their operations, but poor data quality and legacy systems pose significant barriers, risking project failures and slower decision-making. In insurance, the signs of poor data readiness are rarely dramatic. More often, they appear in the routine: a report that changes depending on who…
Transforming from broad environmental narratives, space-based data now underpins practical financial tools for underwriting, insurance, and compliance across climate, maritime, and renewable energy sectors, emphasising measurable signals and automated payout triggers. Space-enabled finance is moving from a broad idea about climate data into a set of practical tools used in…
Advancements in predictive analytics are reshaping workers’ compensation claims handling by enabling earlier risk detection, improved decision-making, and enhanced outcomes for injured workers, despite uneven adoption across the industry. Workers’ compensation claims are still too often managed with incomplete information, even as the industry pushes for faster decisions and better…
As Middle East tensions escalate, Indian insurers face a surge in war-risk premiums and tighter capacity, reshaping risk assessment and leading to increased costs for shipping, aviation, and specialty coverages amid a blurring of conflict categories. India’s insurers are being forced to reckon with a risk environment that is becoming…
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Google unveils innovative AI features, including virtual try-on and visual search, aimed at helping Brits navigate the chaotic world of fast-changing fashion trends, symbolised by its latest London pop-up. In today’s fast-paced world, where trends seem to emerge and vanish at lightning speed, many Brits find themselves struggling to keep…
Reform UK’s London Assembly members Alex Wilson and Keith Prince face criticism after missing the annual City Hall Remembrance Service, sparking debate on their commitment to honouring those who sacrificed for their country amid ongoing political tensions. Reform UK’s London Assembly Members Alex Wilson and Keith Prince have come under…
The Royal British Legion’s annual Poppy Appeal faces an uncertain future as volunteer numbers dwindle, public participation declines, and political tensions threaten the symbolic remembrance campaign, raising alarms about its sustainability and impact on veterans. Poppy sellers and organisers of the Royal British Legion’s (RBL) Poppy Appeal have expressed significant…
Transport for London has reiterated its commitment to removing unauthorised flags on its infrastructure as regional councils display contrasting approaches amidst social tensions and safety concerns around patriotic displays. Transport for London (TfL) has reaffirmed its long-standing policy of removing any unauthorised Union Jack flags, as well as other unauthorised…
Prince William highlights the importance of honouring veterans and reflecting on sacrifices made by service members through a series of UK and international commemorations, including a special message to schools and a 80th anniversary tribute to D-Day veterans. Prince William is set to mark Remembrance Day by delivering a special…
Nigel Farage has criticised the UK government for favouring large corporations over small businesses, calling for a cultural shift to promote entrepreneurship and reduce regulatory burdens through his new Small Business for Reform forum. Nigel Farage, leader of Reform UK, has sharply criticised the UK government, accusing it of favouring…
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