Author: News Room

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Zero-Based Budgeting: YNAB is renowned for its zero-based budgeting philosophy, which requires users to allocate every dollar to a…
Smart Spending Tips on budgeting for contentment or the art of balancing your needs and wants. Everyone wants to feel…
Smart Spending Tips discusses the growing consumer demand for help with credit. Growing numbers of Americans are seeking help managing…
Smart Spending Tips discusses whether a good credit score is key to peace of mind. The financial benefits of having…
Smart Spending Tips discusses why and how to fix credit report errors. Credit report errors can lower a credit score,…
Smart Spending Tips’s personal finance weekly news roundup July 15, 2023. Stories, news, politics and events impacting the personal finance…
Smart Spending Tips on how to lower your credit utilization ratio. A credit card is an easy way to buy…
Last month, the Federal Reserve cut the federal funds rate by 0.5% and that’s usually spelled good news for stocks.…
Twenty years ago, or so, consumers had limited options for checking accounts: there was the choice between chartered banks or…
Earlier this year, I had the honor of delivering a commencement address to a graduating class of business-focused college students.…