Lenders in India are pioneering new approaches to credit assessment by combining traditional bureau data with live transaction insights, paving the way for faster, fairer lending for underbanked populations. Traditional credit scoring is under pressure as lenders look for faster, fairer and more accurate ways to assess borrowers who do not fit neatly into legacy bureau models. For years, banks have leaned on repayment histories, outstanding liabilities and other backward-looking markers. That approach still matters, but it leaves major gaps, particularly for people and businesses with limited credit files, according to material from Creative News, Emagia and Credolab. The result…
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Disruption of the Strait of Hormuz extends beyond regional tensions, threatening to destabilise global economies by impacting oil, fertiliser, and food supplies, prompting urgent calls for navigational rights and resilience measures. The Strait of Hormuz has become far more than a regional flashpoint. In a matter of weeks, restrictions on…
Prolonged regional tensions and disruptions in the Strait of Hormuz are pushing up project costs and tightening lending conditions, with smaller UAE property firms most vulnerable amid growing geopolitical uncertainties, according to Fitch Ratings. A prolonged conflict involving Iran could tighten liquidity for property developers in the UAE, with smaller…
Many insurers aim to embed AI into their operations, but poor data quality and legacy systems pose significant barriers, risking project failures and slower decision-making. In insurance, the signs of poor data readiness are rarely dramatic. More often, they appear in the routine: a report that changes depending on who…
Transforming from broad environmental narratives, space-based data now underpins practical financial tools for underwriting, insurance, and compliance across climate, maritime, and renewable energy sectors, emphasising measurable signals and automated payout triggers. Space-enabled finance is moving from a broad idea about climate data into a set of practical tools used in…
Advancements in predictive analytics are reshaping workers’ compensation claims handling by enabling earlier risk detection, improved decision-making, and enhanced outcomes for injured workers, despite uneven adoption across the industry. Workers’ compensation claims are still too often managed with incomplete information, even as the industry pushes for faster decisions and better…
As Middle East tensions escalate, Indian insurers face a surge in war-risk premiums and tighter capacity, reshaping risk assessment and leading to increased costs for shipping, aviation, and specialty coverages amid a blurring of conflict categories. India’s insurers are being forced to reckon with a risk environment that is becoming…
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OpenAI has introduced the OpenAI Academy for News Organizations, a global initiative offering practical AI training and resources to help newsrooms adopt artificial intelligence ethically and effectively amid rising industry demand and collaboration efforts. OpenAI has launched the OpenAI Academy for News Organizations, a global learning hub aimed at helping…
Amazon extends its Alexa AI upgrade to the web, enabling seamless multi-device conversations and introducing a subscription-based premium experience, challenging existing chatbot giants while highlighting privacy and integration. Amazon has made its generative-AI upgrade to Alexa available on the web, allowing users to reach the assistant through alexa.com and pick…
India’s appeal as a top destination for foreign direct investment is strengthening through targeted reforms, expanded trade agreements, and regulatory modernisation, positioning the country for significant growth in 2026 and beyond. India’s position as a leading destination for foreign direct investment is strengthening as it heads into 2026, driven by…
As AI-produced tracks top charts and flood streaming platforms, industry leaders and creators demand stronger regulation, clearer labelling, and safeguards to protect human musicians in this rapidly evolving soundscape. AI-generated music is rapidly reshaping the soundscape of streaming services, provoking a mix of fascination, frustration and urgent calls for regulation…
As over a third of new tracks uploaded to streaming platforms are now AI-generated, the music industry faces urgent questions about authenticity, fair remuneration, and transparency amidst rapid technological proliferation. If you’ve listened to new music recently and felt it lacked something human, the data suggest you were not alone.…
Substack introduces facial age estimation and identity checks for users in the UK and Australia amid regulatory pressures, highlighting the balance between accuracy, privacy, and accessibility in protecting minors online. People visiting Substack from within the UK and Australia may find some content blurred or blocked until they complete an…
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